Zilch Rewards are Waiting For You

Use your Zilch Rewards to discount your next purchase!

To activate your Rewards:

1. Select your store of choice or select “Shop In-Store”
2. Tap the reward toggle below your Zilch card
3. Enable your Zilch card

Want to Accumulate More Rewards?

Pay in 1 for Rewards.

Select “Pay it all now” at checkout to earn 2% cashback.

It pays to Zilch!

Refer, Earn, get Rewarded.

They’ll get £15 in Rewards once they join. You’ll get £15 too after their first purchase.

Zilch Everywhere

Amazon, Nike, ASOS, Adidas, Iceland, Just Eat, Sports Direct…

Shop all your favourite brands.

2 Ways To Pay With Zilch

Pay in 1 For Rewards

Pay in full and instantly get 2% back in Zilch Rewards.


How Pay in 4 Works

Pay 25% upfront, then the rest in 3 instalments over 6 weeks. Ideal for bigger buys, or if you just need a little extra time.

*APR 18.1%.

Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. Representative APR 18.1% (fixed) based on total spend: £240 (+£2.50 fees). Total repayable: £242.50 paid over 6 weeks, 1st payment £62.50, then 3 payments of £60.00 every 2 weeks. T&Cs apply

More Reasons to Love Zilch

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